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How to Help Prevent Frozen Pipes

Frozen pipes can present an invisible threat – one that you might not recognize until the weather starts to warm. By then, the water damage can be significant and costly. Fortunately, keeping your home warmer, at a consistent temperature, and better insulated can help protect your pipes from freezing this winter. Which Pipes Are Most at Risk? Pipes that are most exposed to the elements, including those outdoors and along the exterior walls of your home, may need extra protection duri
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Fireplace Safety & Maintenance

     When the colder temperatures start to set in, many homeowners will turn to their fireplace, wood or pellet stoves as an additional heat source. While fireplaces can provide warmth and comfort, if you are not careful, they can also be a hazard. Keep in mind the following precautions to help ensure a safe winter season. Keep Your Chimney Fireplaces and Wood Stoves Clean Have your chimney, fireplace, wood or pellet stove inspected and cleaned by a licen
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Space Heater Safety Tips

In order to save money in the colder months, many people opt to use a space heater to heat one room rather than heat the entire structure. Regardless of your plan, it is important to be cautious. The National Fire Protection Association (NFPA) estimates that more than 20,000 residential fires every year are associated with the use of room (space) heaters.*  Space Heater Selection Before purchasing a space heater, it is important to consider how it will be used. Will it be used for suppleme
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5 Tips to Protect Your Valuables

You may think that a homeowners insurance policy provides adequate coverage for all your valuables, but policies may provide limited or no coverage for certain items — including generally expensive items — that are damaged or stolen.For example, many homeowners policies generally have a $1,000 or $1,500 coverage amount for jewelry if the loss is due to theft. Such limits are in place to help keep homeowners policies affordable. However, if jewelry valued at $2,000
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What Is an Auto Insurance Deductible?

    An auto insurance deductible is one of the most important factors to consider when choosing coverage for your vehicle. Because your deductible will impact your monthly premium as well as the amount you'll pay for damages after making a claim, it's critical you choose wisely.So, what is a deductible and how does it work? Here are some points to consider when evaluating car insurance options to decide what will work for your needs. What Is an Auto Insurance Deductib
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10 Reasons to Get a Home Generator

Power outages can be a major inconvenience. They can also create problems for you, your family and your home as you shift into "emergency mode" to prevent your food from spoiling, to safely navigate your home in the dark, or simply to keep the heat on. Investing in a home generator can help make being without power more bearable — and can even fuel some fun when not being used for an emergency.Home generators come in a variety of types and sizes, from portable versions to "s
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Fall Home Maintenance Tips

    While spring is a common time for many homeowners to spend some extra attention on upkeep and maintenance, autumn is just as critical a season for preparing your home to withstand the potentially harsh winter weather and temperature conditions that may await you. By making maintenance part of your annual fall routine you can identify potential problems before they arise, and help prepare your home and property for what Mother Nature has to offer.Following are some home ma
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